Most people need to be financially literate. But the truth is that most people don't want to spend the effort and the time to learn the basics about money. They figure that it will work out in the end. One of the implications inherent in this kind of thinking is that the financial industry is trustworthy.
They figure that they make some money, pay the bills, and have some left over. The belief is that that should be good enough to retire one day. But hell, retirement is so far away, what does it matter?
Reality is different. Most people don't even know how big a cut the financial industry (your bank, your credit card company, etc.) is taking out of your hard-earned money. Most people live paycheck to paycheck and just think that they are not getting paid enough. But even when they get a raise, there never seems to be enough. They never learned the basics of money and financial planning and seemed continually surprised that things aren't working out.
Most people wake up in a panic one day (and it can be just a few years before they are supposed to retire) and realize that they haven't saved enough. Obviously, the sooner you start planning the more likely you are to be successful and less stressed.
Each topic is presented in plain language and focuses on real-world examples. Learn at your pace in the comfort of your favorite cafe.
What's in the course?
Everything you need to know to give you the confidence to make informed financial decisions, maybe even the gumption to stand up to financial industry professionals, who have been known to bully uninformed clients into signing away their money.
You will not only find critical information coherently presented but also have at your fingertips a ready-to-use toolkit full of exercises, assignments, and discussion points if you want to delve a little deeper into one or more particular subjects. You will increase your understanding of how seemingly small choices with money can have profound impacts on larger life options.
Why this course?
There are similar financial education programs available online and for free, but they are typically sponsored by a major financial institution. Finance on the Edge, in contrast, presents a questioning and less-than-rosy version of this for-profit industry.
Why this guy?
Dr. Hansen has the credentials of a financial professional without the biases of someone in industry. The CFA designation, in particular, is highly regarded and has only been earned by a small fraction of Wall Streeters.